Version History

3.0.3

• new life tables for Belgium (2007), Finland (2008) and Japan (2008)
• updated interest tables

3.0.2

• new life tables for Austria (2006-2008), Germany (2005-2008), Russia (2007-2008) and the Slovak Republic (2007-2008)
• updated interest tables

3.0.1

• fixed an issue that prevented Help pages from opening in Help Viewer

3.0

• added new day count conventions to the Interest Between Dates calculation: act/act EUR, act/365/L, NL/365, 30/360 ISDA, 30/360 US (NASD), 30E/360 ISDA, 30/360 US, 30/360 SIA, 30/360 BMA, 30/360 IT
• added new day count conventions to the Year Fraction calculation: act/act EUR, act/365/L, NL/365, 30/360 ISDA, 30/360 US (NASD), 30E/360 ISDA, 30/360 US, 30/360 SIA, 30/360 BMA, 30/360 IT
• added an actuarial day count method to the Year Fraction calculation, based on annual, semiannual, quarterly, bimonthly, monthly, semimonthly, biweekly, weekly and daily unit-periods, in combination with 365, 364 and 360 day years
• the Date Series calculation can now generate a series of dates both going backward or forward from a given date, using annual, semiannual, quarterly, bimonthly, monthly, semimonthly, biweekly and weekly intervals, with or without end-of-month adjustments
• updated interest tables

2.9.11

• added life tables for Israel (2000-2007), United Kingdom (2000-2006)
• new life tables for Australia (2007), Canada (2006), Czech Republic (2008), France (2007), Taiwan (2008) , USA (2006)
• updated interest tables
• Snow Leopard compatibility fixes

2.9.10

• fixed a bug that caused the application to crash just after registering
• fixed an issue with the tab order of fields
• updated interest tables

2.9.9

• added life tables for Northern Ireland (2000-2006) and Chile (2000-2005)
• new life tables for Japan (2006-2007), Bulgaria (2006-2007), Hungary (2006), Norway (2007), Italy (2006), England and Wales (2006)
• updated interest tables

2.9.8

• added new life tables for Ireland (2000-2006) and Scotland (2000-2006)
• the Slovak Koruna joined the Eurozone on January 1, 2009 and is now listed as an EMU currency
• exchange rates for the Brazilian Real, the Indian Rupee and the Mexican Peso can now be updated automatically using daily rates provided by the European Central Bank

2.9.7

• new life tables for Sweden (2007) and Finland (2007)
• updated interest tables

2.9.6

• new life tables for Belarus (2006), Belgium (2005), Denmark (2007), France (2006), Iceland (2007), Italy (2005), Luxembourg (2006), Portugal (2007), Switzerland (2007) and Taiwan (2007)
• updated interest tables

2.9.5

• fixed a localization error in the Currencies window
• new interest tables
• removed unnecessary resources

2.9.4

• new life tables for Canada (2005), England and Wales (2005), The Netherlands (2006), Portugal (2006) and Spain (2006)
• added life tables for Luxembourg (2000-2005) and Poland (2000-2006)
• the Life Tables, Interest Tables windows can now be resized horizontally
• new Check for Updates menu command makes it easier to check for updates and to download newer versions
• new Registration menu command lets registered users check and save their license info
• enhanced the Currencies window and its related utility windows
• Euro exchange rates for the Brazilian Real, the New Turkish Lira and the New Romanian Leu can now be updated automatically
• internal optimizations and minor bug fixes

2.9.3

• fixed a bug in the Date Series calculation

2.9.2

• the new Fractional Withdrawals calculation lets users calculate how much can be withdrawn over a number of years using increasing fractions, while at the same time taking into account the effect of interest generated on the remaining balance
• the old Withdrawals calculation was renamed to Periodic Withdrawals and can now calculate with zero-value gradients
• the Maltese Lira and the Cyprus Pound have joined the European Monetary Union on 1/1/2008 and are now listed as EMU currencies
• fixed a few cosmetic issues in localized versions

2.9.1

• the Interest between Dates calculation can now apply an "uplift" percentage to a variable interest table
• added new life tables for Ukraine (2006) and Japan (2006)

2.9

• added life tables for Slovenia (new country)
• added new life tables for Spain (2006), Switzerland (2006), Italy (2004), Finland (2006), Iceland (2006), Russia (2006), Slovak Republic (2006)
• extended the range of life tables from 2000 up to the most recent version available from the Human Mortality Database
• removed some pre-2000 life tables
• FinKit now includes a total of 420 life tables from 31 different countries
• improved Leopard compatibility
• internal optimalizations and bug fixes

2.8.4

• fixed a bug which prevented details from being shown
• fixed a bug which caused some of the results to be hidden when the application was deactivated
• fixed an issue with the Help menu

2.8.3

• added new life tables for
  - Belarus (2005)
  - Denmark (2006)
  - France (2005)
  - Japan (2005)
  - Norway (2006)
  - Sweden (2006)
  - Taiwan (2005)
• removed the startup delay and introduced a maximum amount as in our other applications
• fixed an error in the data for the Austria 2005 life tables
  
• fixed a bug involving the display of the infinity symbol in the Perpetuity calculation results
• improvements to the Help Viewer interaction

2.8.2

• added new life tables for the United States (2004) and Belgium (2005)
• a serious bug related to the initialisation of dates in the universal binary versions was fixed. The bug prevented dates with a day number that didn't occur in the current month to be created and marked them as invalid. Incorrect date series were generated when some of the dates defaulted to the first of the month due to this bug.

2.8.1

• added life tables for Taiwan (2004)
• updated interest tables
• minor bug fixes
  

2.8

• FinKit is now a Universal Binary application
• combined English, French, Italian and Dutch localizations into a single file
• added new life tables for
  - Austria (2005)
  - Iceland (2005)
  - Finland (2005)
  - Spain (2005)
  - Latvia (2005)
  - Lithuania (2005)
  - Estonia (2005)
  - Bulgaria (2005)
  - Hungary (2005)
  - Norway (2005)
  - Canada (2004)
  - Germany (2004)
  - Australia (2004)
  

2.7.7

• added new life tables for Denmark (2005)
• fixed a few typos in the French localization

2.7.6

• the Slovenian Tolar is now listed in the EMU currencies pane of the Currencies window. As of 1/1/2007 the Slovenian Tolar has been replaced by the Euro, the permanent EUR/SIT conversion rate was finalised at 239.640 SIT per EUR.
• fixed a bug in the Extra Principal Payments Loan calculation: the total paid is now correctly initialized when switching from another loan calculation

2.7.5

• the new Black-Scholes Implied Volatility calculation lets users calculate the implied volatility for a given option price
• the new Bond Duration calculation calculates the Macaulay and modified duration of bonds
• the Black-Scholes Option Pricing calculation can now also be used to value European options on instruments that pay dividends. It now also calculates the quantities representing the market sensitivities of options, usually referred to as "the Greeks": Delta, Gamma, Vega, Theta and Rho
• the Extra Principal Payments Loan calculation now allows biweekly extra principal payments
• new life tables for
  - Canada (2003)
  - Portugal (2005)
  - Sweden (2005)
  - Switzerland (2005)
  - France (2004)
  - Russia (2005)
  - USA (2003)
• updated variable interest tables
• minor interface changes

2.7

• added new buttons to the FinKit window to increase usability: users can now easily select calculations from one big list, browsing through calculations or switching to related calculations can be performed with a single mouse click
• new Whole Life Insurance calculation
• new Temporary Life Insurance calculation
• new Temporary Endowment Insurance calculation
• new Black-Scholes Option Pricing calculation
• new life tables for Italy (2004)
• updated variable interest tables
• corrected a few errors in the Help and the Dutch localization
• minor bug fixes and improvements

2.6.3

• revised Calculation menu
• new life tables for
  - Ukraine (2005)
  - Czech Republic (2004)
  - Portugal (2004)
  - Netherlands (2004)
• updated variable interest tables

2.6.2

• new Extra Principal Payments Loan calculation that lets users figure out the effect of rounding up the regular payment and of making periodic extra principal payments
• new life tables for
  - Slovak Republic (2005)
  - Spain (2004)
  - Finland (2004)
  - Iceland (2004)
  - Japan (2004)
  - Norway (2004)
• updated variable interest tables
• fixed the "missing submenu" issue that occurred in Mac OS 10.4.2 and later by adding the triangles in front of the group items, furthermore, the triangle before the group that contains the active calculation is now highlighted in orange
• the maximum range for the number of investments is now adjusted relative to the investment frequency
• internal changes to allow for localization specific variations
• corrected a few errors in the Italian localization
• minor bug fixes and improvements

2.6.1

• the Savings calculation has been split into the Savings Goal calculation and the Investments calculation
• added the possibility to use Quarterly coupons in Bond calculations
• increased speed and accuracy in the Bond Yield calculation
• updated life tables from the Human Mortality Database for
  - France (2003)
  - Sweden (2004)
• updated variable interest tables
• fixed a bug in Zero coupon bond calculation which prevented the compounding frequency from being properly initialized
• fixed a bug which under certain circumstances prevented values from being saved when switching between calculations
• error fixes and improvements in the Italian and Dutch localized versions

2.6

• new Interest Only Loan calculation
• new Fixed Principal Loan calculation
• new Sinking Fund Loan calculation
• new Prepaid Interest Loan calculation
• new and updated life tables from the Human Mortality Database for
  - Australia (2003)
  - Switzerland (2004)
  - Spain (2003)
  - Iceland (2002)
  - Italy (2002)
• updated variable interest tables
• rearranged Calculation menu to cope with the "missing submenu arrows" bug that occurs in Mac OS 10.4.2 and later.
• minor speed improvements

2.5.1

• new and updated life tables from the Human Mortality Database for
  - Hungary and Russia (2001)
  - Austria, Canada, Germany (Unified, East, West), Japan and the United States of America (2002)
  - England and Wales and the Slovak Republic (2003)
  - Denmark (2004)
• updated registration engine
• updated variable interest tables

2.5

• new Pure Endowment Payment, Whole Life Annuity Payments and Temporary Life Annuity Payments calculations that enable users to figure out the expected payment(s) for a given premium.
• added life tables for France (1965) in case users want to redo the life annuity calculations in the Jeanne Calment case.
• renamed the Pure Endowment, Whole Life Annuity and Temporary Life Annuity calculations to Pure Endowment Premium, Whole Life Annuity Premium and Temporary Life Annuity Premium respectively.
• improved input validation for the life table based calculations.
• life tables can be printed and saved.
• amounts in life table based calculations are converted when changing the currency.
• rearranged Calculation menu.
• fixed the "maintable" bug which caused a few unnecessary dialogs to be displayed when a previous default variable interest table was not found in the FinKit Tables folder.
• fixed a bug which caused the wrong currency to be displayed when the user tried to edit one of the manually updateable currencies.
• fixed a bug that occurred in localised versions when printing results for the Whole Life Annuity calculation.
• minor changes in the Dutch localized version.

2.4.7

• The Chinese Yuan Renminbi, Croatian Kuna, Indonesian Rupiah, Malaysian Ringgit, Philippine Peso, Russian Ruble and Thailand Baht exchange rates can now be updated automatically using the rates published by the European Central Bank.
• The old Romanian Lei has been replaced by the New Romanian Leu. The New Romanian Leu is equivalent to then thousand old Romanian Lei (1 RON = 10,000 ROL).
• The French version is up to date again with the English and Italian version.
• Fixed a minor cosmetic incompatibility with Tiger.

2.4.6

• Added new HMD life tables for the female and male population of Belgium (2002), Denmark (2002), France (2002), Italy (2001), Lithuania (2003), Sweden (2003) and Switzerland (2003).
• The old Turkish Lira (TRL) has been replaced by the New Turkish Lira (TRY). The New Turkish Lira is equivalent to 1 million old Turkish Liras (1 TRY = 1,000,000 TRL).

2.4.5

• added new HMD life tables for the Czech Republic and Latvia with data for 2003
• updated Help pages
• minor internal changes

2.4.4

• added 9 new NCHS life tables for the USA (total , white and black population)
• added 8 new HMD life tables for the Netherlands and New Zealand (total, Maori and Non-Maori population)

2.4.3

• users can now calculate with annual, semiannual, quarterly and monthly payments in the Whole Life Annuity and Temporary Life Annuity calculations
• the Withdrawals calculation now provides the option to calculate with linear and geometric progressions
• fixed the "bad icon" issue: on Panther users reported problems selecting the FinKit icon when in icon view
• fixed a few minor bugs that occurred when changing calculations

2.4.2

• added support for custom date formats such as day-year-month and year-day-month
• added new life tables with data from the Human Mortailty Database for the female and male population for Bulgaria, Czech Republic, East Germany, Denmark, Hungary, Japan, Lithuania, Latvia, Norway, Russia and Sweden
• the lx and dx functions for life tables are now recalculated to increase accuracy and to allow calculations for all ages even when the (rounded) values in the table become zero
• the latest Variable Interest Tables with new data from the European Central Bank and the US Minerals Management Service are included
• fixed a bug which caused the Details to be hidden when re-activating the main window

2.4.1

• country codes in life table names now conform to ISO 3166 alpha-2, except for West Germany (DEW) and England & Wales (ENW)
• added new life tables for the female and male population for Austria (AT), Canada (CA), Switzerland (CH), Spain (ES), Finland (FI), France (FR) and the Netherlands (NL) for the most recent year in the Human Mortality Database
• minor cosmetic bug fix: on Panther text in the life table pop-up menu was partially cut off

2.4

• FinKit can now perform calculations based on life tables (also known as mortality tables)
• new Life Tables window that lets users examine the contents of the built-in life table files: currently life tables are available for the US (1999) and Italy (2000)
• new Probabilty calculation that lets users calculate the probability of survival and death within a given time span
• new Pure Endowment calculation that lets users calculate the discounted value of an amount payable if the subject is still alive when the payment is due
• new Whole Life Annuity calculation that lets users calculate due, ordinary and deferred life annuities with annual, semiannual, quarterly or monthly payments
• new Temporary Life Annuity calculation that lets users calculate due, ordinary and deferred temporary life annuities with annual, semiannual, quarterly or monthly payments

2.3

• new Classic Depreciation calculation providing six classic full-year depreciation methods:
  • straight line
  • declining balance
  • declining balance with straight line crossover
  • fixed percentage
  • sinking fund
  • sum of digits
• new MACRS Depreciation calculation providing partial-year depreciation methods as defined in the Modified Accelerated Cost Recovery System (MACRS):
  • declining balance 200 % with half-year and mid-quarter conventions
  • declining balance 150 % with half-year and mid-quarter conventions
  • straight line (other) with half-year and mid-quarter conventions
  • straight line (real) with mid-month convention

2.2.5

• updated the included Variable Interest Tables with new data
• fixed a bug in the Interest between Dates calculation that caused FinKit to display results with a lower rounding than set for the selected currency
• fixed a problem with the Preferences and the Register window not activating properly on Panther
• fixed a bug that occurs when the user tries to quit when a sheet window is open
• fixed a bug in the Currencies window: when the user chooses to review changes after issuing a quit command, the quit is now properly canceled
• minor interface changes to comply with the Apple Human Interface Guidelines

2.2.4

• improved input validation and range checking for calculations that use dates
• added a Check for Updates button to the About window
• the download now includes the latest FinKit Variable Interest Tables

2.2.3

• as users requested, the maximum amount for payments has been increased to 9,999,999,999 (10 digit numbers) and the maximum for gradient amounts is increased to 99,999,999 (8 digit numbers).
• the Compound Interest Factors calculation now also features input precision override, thus allowing factors to be calculated to a precision of 15 significant digits instead of the default 6 digit rounding. Example: entering a 4 % rate as "4.000000000" forces FinKit to display factors with 9 digits after the decimal point.
• changed the printing routines so that large numbers are printed without overlapping values in other columns.
• fixed a bug in the notation of coupon rates for Bond calculations when used after the Compound Interest Factors calculation which sets the notation to "n".

2.2.2

• fixed a bug which caused dates to be displayed with annual intervals in the details for the Credit Cards and the Withdrawals calculations when the previous calculation displayed annual totals.
• fixed a bug in the Equipment Lease calculation which caused dates to be displayed using the payment frequency of the previous calculation.
• Credit Cards calculation: when switching between fixed amount payments and payments that are a percentage of the debt, details are now cleared when the absolute minimum payment field is not filled.

2.2.1

• the Periodic Payments and Perpetuity calculations can now calculate "pure" arithmetic gradients. Previous versions required that the first payment would be non zero.
• Compound Interest Factors calculation: the maximum number for periods is now 400 to allow calculations with other payment series such as 120 monthly periods or 365 daily periods.
• deleted a superfluous resource which could cause the bundle not to function properly.
• the French and Italian versions (available as separate downloads on the product page) are now up to date with the English version.

2.2

• added a Compound Interest Factors calculation which lets users calculate compound interest factors and generate interest factor tables using discrete and continuous compounding for single payment, uniform series and arithmetic gradients.

2.1

• added a new Rule of 78 Amortization calculation which lets you generate an amortization schedule using the sum of digits method.
• users can now enter the number of payments or the number of years in the Annuity calculation. Note: the number of years represents the full number of years that payments are made and doesn't include any deferment periods.
• fixed a bug in the Annuity calculation which caused the future value to be adjusted in case of a due annuity.
• the Savings calculator now also lets you calculate using a fixed number of deposits in addition to solving for a savings goal.
• added a short delay so that users can continue typing before a recalculation occurs.
• currency conversions: when not all input fields were filled, conversions were done using previously saved values, now conversions are done even when not all fields contain values.

2.0.1

• as users requested, printed details now display both period numbers and dates (when applicable).
• the compounding and payment frequencies are properly initialized at startup when preferences are not set to retain their settings between launches.
• the Equivalent Rates calculation again offers daily(360) and daily(365) compounding for the equivalent rate.
• the "Now" label has been replaced by "0" to indicate the start of the first period in Period view.
• corrected a few typos in the FinKit Help.
• fixed a bug with the integrated purchase option.
• fixed some minor cosmetic issues.

2.0

• the Interest between Dates calculation is now a fully featured interest on deposit calculator. Simple and compound interest can be calculated using fixed or variable rates, six day count methods and four interest rounding options.
• a new Date Series calculation lets users set up a series of dates and view the number of days for the intervals according to four day count conventions. For periods ranging from annually to monthly, six date adjustment options are available.
• a new Year Fraction calculation lets users calculate the time between dates as a fraction of a year according to six day count conventions. Furthermore it displays the number of leap days and the number of full leap years between two dates.
• for calculations that involve periodic payments users can now switch between date view and period or year view by clicking the header of the first details column.
• a new Date Options dialog was added to enable user to either enter a date, or, to automatically use the current date. Users can specify how end of month dates are handled.
• when a user switches to variable rates in the Interest between Dates calculation and no valid table is found in the FinKit Tables folder, a new default table containing sample data is automatically created.
• to avoid confusion with the other day count conventions, the header for the days column in the Variable Interest Tables window now indicates clearly that it displays actual days.
• the Zero-coupon Bond Price and Zero-coupon Bond Yield calculations can now calculate using annually to daily compounding frequencies. Previously only semiannual compounding was used.
• the range for the quote in the Zero-Coupon Bond Yield calculation is now 10 to 100 (was 25 to 99.9).
• the range for the quote in the Bond Yield calculation is now 50 to 150 (was 75 to 125).
• when a calculation can display details, a disclosure triangle apears at the bottom of the window to make it easier to show or hide the details.
• the Page Setup is now stored in preferences.
• Scroll-wheel support
• results and variable interest tables can now be saved directly as Word or Excel documents.
• the Currencies window now automatically uses the proxy settings in the Network System Preferences.
• input validation and restoring of the focus have been completely revised.
• some smaller interface changes were made to conform to the Apple Human Interface Guidelines.
• Help pages were added or changed to account for the new or changed calculations, day count conventions and date adjustment options.
• a few incorrect Help Tags were fixed.
• in the Italian version some bugs which caused controls and labels to be incorrectly placed have been fixed.
• the Register dialog now lets users purchase a license using their web browser or using an integrated option. To avoid problems when a serial number is not entered correctly, the integrated option will automatically enter it for you.

1.6.1

• fixed a bug that caused the Term Date calculation not to calculate using the entered number of days (a value from another field was used)
• adjusted the range for the quote in the Zero-Coupon Bond Yield calculation to a maximum value of 99.9
• improved input validation in the Bond Yield calculation: when the face value and the redemption value differ by more than 25 % this is signalled as invalid input
• better handling of the cursor location in calculations that change field contents during validation
• fixed a bug with an incorrect Help Tag in the Savings calculation

1.6

• new Capitalized Cost calculation
• links to specific Help topics to the Help menu
• fixed a bug in the Zero Bond calculation
• fixed a bug which caused the Help not to open in Panther

1.5.2

• fixed an issue with Panther (Mac OS 10.3) which caused two Help menus to be displayed
• fixed a bug that caused a long delay when creating, duplicating, renaming or deleting Variable Interest Tables when the FinKit Tables folder contains a large number of tables
• several interface improvements
• extended the trial period to 30 days

1.5.1

• fixed a bug that occurred when resizing the Variable Interest Tables window

1.5

• results and details for all of the 24 calculations can be printed from within the application
• variable interest tables can be printed from within the application
• enabled the "Select All" command for a number of input fields
• fixed a bug in the Periodic Payments and Perpetuity calculation details: when using "none" as periodic change the last entered value for the "amount" change was used instead of zero
• fixed a few minor bugs

1.4

• new Balloon Payment Loan calculation
• new Equipment Lease calculation
• new Bond Book Value calculation
• new Bond Price calculation
• new Bond Yield calculation
• new Zero-Coupon Bond Price calculation
• new Zero-Coupon Bond Yield calculation
• new Term Date calculation
• the old Lease calculation has been removed

1.3

• added a new Currencies window with 182 different currencies and their flags
• the Currency menu can now be customized to include any of the available currencies
• added new Help pages on how to edit and find currencies
• added possibility to choose semimonthly as compounding and payment frequency
• added a new Help page explaining the difference between all the available compounding and payment frequency choices
• a bug in the Credit Cards calculation was fixed
• some smaller interface bugs were fixed

1.2.2

• added possibility to choose bimonthly and biweekly as compounding and payment frequencies
• links within the program and the documentation were updated to the new address

1.2.1

• users can now add their own currency to the Currency menu
• the location of the FinKit Tables folder can now be changed to either the user's Documents folder, the Application Support folder or the FinKit folder, depending on the user's access privileges
• some of the Help pages were modified
• a few minor bugs were fixed

1.2

• added the Inflation and Taxes calculation that calculates the real rate of return
• added the Find Rate calculation to calculate the rate for single payments based on present and future value and for multiple payments based on present or future value and periodic payments
• added the Savings calculation to calculate the number of periodic deposits needed to reach a savings goal
• added the Withdrawals calculation to calculate the number of periodic withdrawals that can be made from an account
• FinKit now runs on Mac OS 10.1 or higher.

1.1.1

• the location where variable interest tables are stored is changed to enable different users on the same computer to use different variable interest tables and to prevent problems when a user that doesn't have sufficient privileges tries to access the variable interest tables

1.1

• added the Periodic to Annual Rates calculation that converts a periodic to nominal and effective annual rates
• added the Lease calculation so that there's no need to combine two calculations anymore
• added the Credit Cards calculation which lets the user find the number of payments needed to pay off a debt using either variable or fixed payments
• amounts are now copied between calculations depending on the type of value that they represent (periodic payments, present and future value)
• the way percentages are copied is changed to make it easier to paste them into input fields
• the layouts of the About window and the Splash window were changed
• after the 15 days trial period is over the user is reminded to register at each launch, if FinKit hasn't been registered within 30 days it will enter a demonstration mode in which some features are disabled
• some minor bugs were fixed

1.0.4

• the range for rates is changed back to go from 0.01 % to 100 % to prevent rounding errors
• maximum input lenght for rates is set to 11 characters to prevent rounding errors
• the range for deferment periods is increased to permit calculation of retirement and education funds
• an issue with remembering input when switching between fixed and variable interest rates in the Time between dates calculation is fixed
• superfluous spaces and tabs in saved results are removed
• the Help pages have two new chapters: Frequently Asked Questions and Combining calculations
• variable interest tables can now be saved as text files
• table names containing international characters like "ë", "ç", ... are now correctly recognized and displayed in the pop-up menus
• the Add period button is now the default button in the Variable interest tables window
• the progress bar that appears when there are more than 50 rows in the details table now increments instead of being displayed as a barber pole

1.0.3

• the range for the nominal annual rate is now set to go from 0.001 % to 200 %, to permit users to experiment with extreme values. Results that can't be calculated reliably will be shown as "Too big!".
• the possibility to use continuous compounding is removed from the Perpetuity calculation, as when details are shown a very annoying alert would pop up for every row in the details table (for the moment continuous compounding is available for the Single Payment calculation only)
• when using the Effective Rates calculation with continuous compounding the Effective periodic rate now displays a question mark, as the periodic rate can't be calculated. In the previous version it displayed the value for 999 compounding periods per year.
• an error in the Sinking Fund help page example was corrected

1.0.2

• first Mac OS X version
• new interface and behaviour to comply with the Aqua Human Interface Guidelines
• the Calculation window now has a Help button that displays help for the current calculation
• the copying of individual calculation results to the Clipboard can now be done with a single mouseclick
• the shortcuts to speed up the editing of tables have been changed
• table names cannot start with a dot as these filenames are reserved by the system
• the Help pages were updated to reflect the interface changes
• the preferences window has been revised
• several bugs in the Classic version were fixed